Every year, the Employee Benefit Research Institute conducts research called the Retirement Confidence Survey. A total of 1,000 Americans 25 years and older are polled in order to determine self-reported behavior patterns and key attitudes and then compared to the data gathered in previous years in order to determine just how confident Americans are […]
While millions of Americans rely on Social Security benefits in their retirement years, not everyone qualifies.
Here are some general guidelines regarding Social Security eligibility:
Spouses who do not work or who have substantially lower earnings than their spouse may be able to collect Social Security benefits based on their spouse’s earnings. Below is a common question about spousal benefits.
You’re getting ready to retire and you’ve made the decision to start collecting your Social Security retirement benefits. What’s the next step? You need to actually apply for your benefits (they aren’t automatic). Probably one of the most common Social Security questions is how to apply for Social Security benefits. There are three ways to […]
Most people underestimate the impact that Social Security retirement benefits will have on their retirement. They either assume it won’t be there for them, or that it won’t be enough to make a difference. The truth is that Social Security will be there for you (although I suspect it will be revised several times to […]