Q: I am 61 at this time and my 62nd birthday will be on January 28th, 2013. I am planning on applying for Social Security retirement benefits in October, 3 months before by birthday.
My question is when will I receive my first Social Security check after I have applied for benefits? Will I receive it in February since my birthday is in January, or will my first check arrive in March?
A: Thank you for your question. You must be age 62 for the entire month in order to receive retirement benefits. Since you were born on January 28th, you legally attain retirement age on February 1st and are eligible for benefits beginning in February.
However, Social Security benefits are paid in the month following the month for which they are due so you will receive your first check on March 1st.